Debt collection affects 77 million American consumers. As a consumer, you have rights under state and federal law. Learn more about your rights here.
If you are facing harassment or a lawsuit from a debt collector, we can help you find legal assistance in your area. Depending on your income, we can help you find a legal aid clinic that may be able to help you. If you need a private attorney, we can help find you a referral. We only refer consumers to attorneys that are members of the National Association of Consumer Advocates (NACA). NACA has an attorney finder here: Find an Attorney
If there are no attorneys available to help in your area, we’ll connect you with the resources that allow you to represent yourself.